Tax Reform Final Vote

The Tax Reform bill has passed the House by 224 to 201 margin and is awaiting the President’s signature.  NAR has produced a comprehensive document that summarizes the changes affecting real estate.  This document will be available on   www.NAR.realtor/taxreform

All-Member Email Later Today

Members will receive an email from NAR President Elizabeth Mendenhall that includes last-minute changes to the bill:

  • Capital gains exclusion. In a huge win for current and prospective homeowners, current law is left in place on the capital gains exclusion of $250,000 for an individual and $500,000 for married couples on the sale of a home. Both the House and the Senate had sought to make it much harder to qualify for the exclusion.
  • Mortgage interest deduction. The maximum mortgage amount for households deducting their mortgage interest has been decreased to $750,000 from the current $1 million limit. The House bill sought a reduction to $500,000.
  • State and local tax deductions. Both property taxes and state and local income taxes remain deductible, although with a combined limit of $10,000. Both the House and Senate bills sought to eliminate the state and local income tax deduction altogether.
  • Pass-through entities. The bill significantly reduces the effective rate of tax on business income earned by independent contractors and income received from pass-through entities. This change will lower the taxes of many real estate professionals.

Use this link for direct access to the tax reform summary document:

https://www.nar.realtor/taxes/tax-reform/the-tax-cuts-and-jobs-act-what-it-means-for-homeowners-and-real-estate-professionals

If you have any questions please contact John DiBiase 202-383-1037 or jdibiase@realtors.org