On First Wednesday, April 5th, our guest panelists will provide you with an overview of residential policy types and will cover the difference between replacement cost vs. market value, and which factors may affect premium pricing.  You will also learn the appraisal process and factors that determine the value of a home including those in a stagnant or potentially declining market.

First Wednesday Affiliate Q & A
HOME INSURANCE 101: Reconstruction vs Market Value
Wednesday, April 5th
8:30 am - 9:00 am:  Login
9:00 am -10:30 am:  Presentation followed by Q & A
Moderator:  Antoinette Baca, Farmers Insurance
Panelists:  Alonzo Rael, Liberty Mutual Insurance & Randy Pratt, Pratt Appraisals

Register in Advance for this ZOOM Presentation: 
https://gaar.zoom.us/meeting/register/tZUsdu2trTkoHNKR6fjJwIy7S2FOJH24MGSG

Thank You to our Affiliate Sponsors

Antoinette Baca, Farmers Insurance
Michelle Castaneda, Zsako Home Inspections
Steve Cecco, Amerifirst Financial
Adam Conroy, Cutco Closing Gifts
Eunice Duran, New Mexico Mortgage Finance Authority
Francisca Hakes, Hakes Brothers
Matt Hunter, Primary Residential Mortgage
Cynthia Johnson, Premier Nationwide Lending
Jorge Lopez, Fidelity National Title
Margo Sanchez, Nexa Mortgage
Rick Schmille, The Mortgage Grandfather
Pete Stagl, Servant 360° 
Lloyd Swartz, My Auction Addiction